Be Proactive - Bank and Spend Locally. Each and every one of us has that choice to make for ourselves and our community. The choice is simple: continue on the same path that caused the nation's financial crisis, or take a stand and make a change right here in our own backyard.

Act Today - Vote Local With Your Money. At big national banks, like the ones in the news lately, your money goes to other states and benefits their economy...not ours! By depositing your money in a local bank, you help keep our local economy strong, by giving banks the opportunity to lend to local businesses, home owners and residents of Southern Oregon. Likewise, when you spend money locally, you support local business, jobs and our Rogue Valley economy.

In other words, spending your dollars in the Rogue Valley helps ensure that our family, neighbors and friends will weather through these tough economic times.

Bank & Spend Locally. Your Choice Makes A Difference. Today. Right now. It's critical to support your local economy. The choice is yours. Be accountable for your future and contribute to the financial health of the Rogue Valley.

New FDIC Insurance Information

The following accounts are fully guaranteed:

• Non-Interest Checking Accounts such as business checking accounts that allow for an unlimited number of deposits and withdrawals at any time; provided interest is neither accrued nor paid.
• Certain Low Interest Transaction Accounts such as personal checking accounts and checking accounts of sole proprietorships and non-profits with an interest rate no more than 0.50%, and interest on Lawyer Trust Accounts, regardless of interest rate. Savings and money market accounts are not included in this category.

FDIC has temporarily increased FDIC-insured deposits to $250,000 per depositor through December 31, 2013. For more information, please visit: www.FDIC.gov/consumers/index.html/