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Deposit Account Rates as of August 25, 2015

This Rate Chart contains information about Interest rates and annual percentage yields for some of the accounts we offer. People's BANK of COMMERCE offers Certificates of Deposits with varying date ranges. The annual percentage yield on all Certificate of Deposits with a term length indicated in a range of days/years is calculated on the maximum term length for that particular certificate.

Account Product Name Minimum Opening Deposit Interest Compounded / Credited Interest Rate Annual Percentage Yield
Checking Plus b & c $100.00 Daily / Monthly 0.03% 0.03%
Elite Checking b $100.00 Daily / Monthly    
Average Daily Balances of:      
            up to $4,999.99 Daily / Monthly 0.03% 0.03%
            $5,000.00 - $24,999.99 Daily / Monthly 0.05% 0.05%
            $25,000.00 - $99,999.99 Daily / Monthly 0.07% 0.07%
            $100,000.00 or greater Daily / Monthly 0.10% 0.10%
Savings b $100.00 Daily / Quarterly 0.05% 0.05%
Money Market Checking b $100.00 Daily / Monthly    
Average Daily Balances of:      
          up to $49,999.99 Daily / Monthly 0.10% 0.10%
          $50,000.00 - $99,999.99 Daily / Monthly 0.15% 0.15%
          $100,000.00 - $499,999.99 Daily / Monthly 0.20% 0.20%
          $500,000.00 - $999,999.99 Daily / Monthly 0.25% 0.25%
          $1,000,000.00 or greater Daily / Monthly 0.25% 0.25%

 

Account Product Name Minimum Opening Deposit Interest Compounded / Credited Interest Rate Annual Percentage Yield
3 Months Certificates of Deposit a $500.00 Monthly / Monthly 0.10% 0.10%
6 Months Certificates of Deposit a $500.00 Monthly / Monthly  0.15% 0.15%
9 Months Certificates of Deposit a $500.00 Monthly / Monthly  0.15% 0.15%
12 Months Certificates of Deposit a $500.00 Monthly / Monthly  0.20% 0.20%
18 Months Certificates of Deposit a $500.00 Monthly / Monthly  0.25% 0.25%
24 Months Certificates of Deposit a $500.00 Monthly / Monthly  0.30% 0.30%
36 Months Certificates of Deposit a $500.00 Monthly / Monthly  0.45% 0.45%
48 Months Certificates of Deposit a $500.00 Monthly / Monthly  0.45% 0.45%
60 Months Certificates of Deposit a $500.00 Monthly / Monthly  0.60% 0.60%
84 Months Certificates of Deposit a $500.00 Monthly / Monthly  0.60% 0.60%
120 Months Certificates of Deposit a $500.00 Monthly / Monthly  0.60% 0.60%
 
a) A penalty for early withdrawal.  
b) The interest rate and annual percentage yield may change after account opening.  
c) $500 Minimum balance to obtain annual percentage yield.
 

Fees could reduce the earnings on the account.
Interest Rates and Annual Percentage Yields are current as of 8-25-2015.
For current rate information call 541.776.5350.

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