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Deposit Account Rates as of April 10, 2013

This Rate Chart contains information about Interest rates and annual percentage yields for some of the accounts we offer. People's BANK of COMMERCE offers Certificates of Deposits with varying date ranges. The annual percentage yield on all Certificate of Deposits with a term length indicated in a range of days/years is calculated on the maximum term length for that particular certificate.

 
 

Account Product Name Minimum Opening Deposit Minimum Balance to Obtain Annual Percentage Yield Interest Rate Annual Percentage Yield
Checking Plus b $100.00   0.03% 0.03%
Elite Checking b $100.00      
Average Daily Balances of:      
            up to $4,999.99   0.03% 0.03%
            $5,000.00-24,999.99   0.03% 0.03%
            $25,000.00-99,999.99   0.03% 0.03%
            $100,000.00 and up   0.05% 0.05%
Savings b $100.00   0.05% 0.05%
Money Market Checking b $100.00      
Average Daily Balances of:      
          up to $9,999.99   0.10% 0.10%
          $10,000.00-24,999.99   0.10% 0.10%
          $25,000.00-49,999.99   0.10% 0.10%
          $50,000.00-99,999.99   0.15% 0.15%
          $100,000.00-499,999.99   0.20% 0.20%
          $500,000.00 and up   0.25% 0.25%


 
 

Account Product Name Minimum Opening Deposit Minimum Balance to Obtain Annual Percentage Yield Interest Rate Annual Percentage Yield
7-31 Day Certificates of Deposit a $500.00      
Daily Balances of:      
          up to $9,999.99   0.10% 0.10%
          $10,000.00-99,999.99   0.10% 0.10%
          $100,000.00-5,000,000.00   0.10% 0.10%


 
 

Account Product Name Minimum Opening Deposit Minimum Balance to Obtain Annual Percentage Yield Interest Rate Annual Percentage Yield
32-89 Day Certificates of Deposit a $500.00      
Daily Balances of:      
          up to $9,999.99   0.10% 0.10%
          $10,000.00-99,999.99   0.10% 0.10%
          $100,000.00-5,000,000.00   0.10% 0.10%


 
 

Account Product Name Minimum Opening Deposit Minimum Balance to Obtain Annual Percentage Yield Interest Rate Annual Percentage Yield
90 Day Certificates of Deposit a $500.00      
Daily Balances of:      
          up to $9,999.99   0.10% 0.10%
          $10,000.00-99,999.99   0.10% 0.10%
          $100,000.00-5,000,000.00   0.10% 0.10%


 
 

Account Product Name Minimum Opening Deposit Minimum Balance to Obtain Annual Percentage Yield Interest Rate Annual Percentage Yield
180-364 Day Certificates of Deposit a $500.00      
Daily Balances of:      
          up to $9,999.99   0.10% 0.10%
          $10,000.00-99,999.99   0.15% 0.15%
          $100,000.00-5,000,000.00   0.20% 0.20%


 
 

Account Product Name Minimum Opening Deposit Minimum Balance to Obtain Annual Percentage Yield Interest Rate Annual Percentage Yield
12-17 Month Certificates of Deposit a $500.00      
Daily Balances of:      
          up to $9,999.99   0.15% 0.15%
          $10,000.00-99,999.99   0.20% 0.20%
          $100,000.00-5,000,000.00   0.25% 0.25%

 
 

Account Product Name Minimum Opening Deposit Minimum Balance to Obtain Annual Percentage Yield Interest Rate Annual Percentage Yield
18-23 Month Certificates of Deposit a $500.00      
Daily Balances of:      
          up to $9,999.99   0.20% 0.20%
          $10,000.00-99,999.99   0.25% 0.25%
          $100,000.00-5,000,000.00   0.30% 0.30%
Account Product Name Minimum Opening Deposit Minimum Balance to Obtain Annual Percentage Yield Interest Rate Annual Percentage Yield
24 to 35 Month Certificates of Deposit a $500.00      
Daily Balances of:      
          up to $9,999.99   0.25% 0.25%
         $10,000.00-99,999.99   0.30% 0.30%
          $100,000.00-5,000,000.00   0.30% 0.30%


 
 

Account Product Name Minimum Opening Deposit Minimum Balance to Obtain Annual Percentage Yield Interest Rate Annual Percentage Yield
36 to 59 Month Certificates of Deposit a $500.00      
Daily Balances of:      
          up to $9,999.99   0.40% 0.40%
          $10,000.00-99,999.99   0.45% 0.45%
          $100,000.00-5,000,000.00   0.50% 0.50%


 
 

Account Product Name Minimum Opening Deposit Minimum Balance to Obtain Annual Percentage Yield Interest Rate Annual Percentage Yield
5-10 Year Certificates of Deposit a $500.00      
Daily Balances of:      
          up to $9,999.99   0.50% 0.50%
          $10,000.00-99,999.99   0.60% 0.60%
          $100,000.00-5,000,000.00   0.75% 0.75%

a) A penalty for early withdrawal.
b) The interest rate and annual percentage yield may change after account opening.

Fees could reduce the earnings on the account.
Interest Rates and Annual Percentage Yields are current as of 4-10-2013.
For current rate information call 541.776.5350.

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