New Accounts, Loans, or Service Applications


View Rates


Personal Checking

View Comparison Chart

FREEDOM CHECKING

This account includes Free Online Banking and Basic Bill Pay*. Monthly service charge is $5. Service charge is waived with online banking, eStatements and direct deposits totaling $500 and greater or 10 electronic debit transactions per statement cycle.

PEOPLE’S CHOICE CHECKING

Free checking for those 62 years of age and over or an average monthly balance of $1,500 is maintained. Monthly service charge is $10 with online banking and eStatements or $12 with paper statements. Enjoy Free “standard” bank checks and Free Online Banking and Basic Bill Pay*.

CHECKING PLUS

Earn interest on all deposited funds when entire balance is $500 or more with a Checking Plus account. Monthly service charge is $12 with online banking and eStatements or $14 with paper statements.  Service fee is waived with an average monthly combined checking and savings balance of $10,000. Includes Free Online Banking and Basic Bill Pay* for even more convenient banking.

ELITE CHECKING

Designed for our customers with high average available balances and moderate activity.  $20 monthly service fee is waived if the combined average monthly balance of $25,000 is maintained.  View the benefits with this premium account on our Comparison Chart, which includes Free ATM usage domesticallyand Bill Pay Plus**.

MONEY MARKET

Enjoy the benefit of earning interest with premium rates while having the convenience of check writing. A tiered rate structure allows higher account balances to earn higher interest. The $10 monthly service charge is waived by maintaining the $1,000 minimum average daily balance. Withdrawal limitations apply***

 

* Basic Bill Pay is free when you complete one or more bill payments each statement cycle, otherwise, a $5 inactivity fee applies. Bill Pay items greater than 20 per month, additional item at $0.50 each.
** Bill Pay Plus is free first 2 months, $5.95/month thereafter. Bill Pay items greater than 20 per month, additional item at $0.50 each
*** Federal regulations limit Savings and Money Market withdrawals to six pre-authorized withdrawals per month. Pre-authorized withdrawals include but are not limited to: ACH debit, telephone transfers, online banking transfers, overdraft protection and checks.
† People's Bank of Commerce foreign ATM fees waived domestically; owner surcharges may apply