New Accounts, Loans, or Service Applications

View Rates

Business Services



(monthly fees apply)

Expand your customer payment options.  Adding the convenience of taking Visa, MasterCard, Discover and American Express cards makes sense in today’s electronic age.  People’s Bank looks forward to providing you with a Free custom cost analysis to evaluate the benefits merchant services can bring to your business.  If you have a current provider, we invite you to come talk to us so we can show you just how competitive People’s Bank fees really are.



View all of your account balances and activity online for Free. Transfer funds from one account to another or make a loan payment.  Images of deposits and checks can be viewed and printed.  Statements from prior 18 months may be viewed and printed online.



Save time and money by paying your bills online. Schedule recurring payments, check payment history, set reminders to pay bills, process low volume payroll and more!  Try it out for two months Free, then $5.95 per month thereafter.  Enjoy the added feature of paying your tax payments online through Business Bill Pay.  Eliminate the post office from your checklist as you send tax payments online from your computer.



Business doesn't stop just because you're away from the office, and some of those important financial decisions can't really just wait until you get back.  That's why Business Mobile Banking can be such a crucial tool for you and your company.  You have secure access to your account information from your iPhone or Android Smartphone at your fingertips.  You are able to review transfers and payments, approve transactions and deposit checks on the go.  Install the Business Banking Mobile App today to have the power of financial management and supervision right in your hands, wherever you are, whenever you choose.



GO GREEN with eStatements.  Cut down on filing and storing statements.  Sign up for eStatements and receive an e-mail each month when your eStatements are ready to view on People's Bank online banking.


Return to Top


ACH Origination

(ACH origination service; monthly fee applies)

  • Schedule electronic payments to vendors which are directly debited from your checking account
  • Originate collection for deposit to your account from outside sources
  • Employers can set-up payroll (high volume) to deposit directly to employee accounts


(fees apply)

Remote Deposit Capture (RDC) is safe, secure, and simple.  RDC utilizes a desktop scanner that connects to your PC and the Internet.  With it, you can scan checks received from customers and make deposits electronically to your People's Bank accounts, anytime day or night.  It's the quickest way to turn check deposits into cash.



Check images are available online.   Additional check images are available from your branch for items as far back as 2002. If you need an image of a check other than what is available online, or would like an image CD (available monthly, quarterly or annually) contact your branch of account (fees apply).  The CDs are formatted for the following operating systems: Windows 95, Windows 98, Windows 2000NT, Windows 2000XP and Windows Vista.  Images may not be available if the recipient of the check processed the item through electronic sources.



Save time and enjoy the convenience offered by drive-up banking at our Ashland, Barnett Road, Central Point and Grants Pass branches. (locations and hours


 Return to Top


(monthly fee applies)

Maximize your earnings with a sweep account!  This account will pull funds from your designated account, or line of credit on an as needed basis.  This leaves your funds in your interest bearing account until they are actually needed to cover expenses, increasing your interest earnings. If your funds are coming from a line of credit, your sweep account will help to reduce finance charges.  Your People’s Bank account officer will help you set-up your sweep accounts to best fit your situation.



 (fees apply)

For your convenience, wire requests can be ordered online through Business Online Banking. We’ll still contact you for verification and ensure security of your account.



People’s Bank Credit Cards add safety and convenience to your business transactions.  Choose the card that best matches your business needs. Apply Online Today!


  • Platinum Classic - An Affordable Platinum Card with no Annual or Monthly Fees and Competitive Annual Percentage Rates.
  • Platinum Payback - Earn Annual Cash Back as You Spend. Earn 1% Cash Back on All Your Qualifying Purchases.
  • Platinum Preferred - Convert Your Points to Valuable Rewards. Additional Card Enhancements Included.

Return to Top


Keep your documents and valuables secure with a safe deposit box.  Choose from a variety of sizes.  Annual fees are determined by box size.  Contact your account officer for more information.




For your convenience, notary service is available to People’s Bank customers at no charge No appointment is necessary, but we do suggest you call ahead 541.622.6222.



Even when you can’t get to the bank during business hours, you can still drop your deposits in our secure night drop depositoryNight drop transactions placed in the night depository after 8:00am will be processed the next business day.



Avoid overdrafts on your checking account by setting up overdraft protection.  Just provide us authorization and instructions when to transfer funds to and from your designated accounts, we’ll do the rest.




 Return to Top