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Business Loans

Do you have plans for your business?  Expanding or buying equipment? Or starting something new?  We are here to help.  Our priority is to assist you reach your goals.  Finding the right loan for your business is key; and that’s what we do best.




Commercial Term 

  • Commercial Real Estate (owner occupied/investor) – Purchase or Refinance
  • Equipment Purchase Loans
  • Certificates of Deposit and Listed Stock Secured Loans

Commercial Construction

  • Commercial Real Estate Construction Loans - Owner Occupied or Investment Property


  • Conforming Construction Loans – Commercial or Residential Construction

Lines of Credit

  • Operating Line of Credit Secured by Receivables & Inventory
  • Secured Seasonal Line of Credit

Contact Us About A Business Loan



People’s Bank is a “preferred lender” of the SBA.  Benefit from the experience and dedication of our knowledgeable commercial loan officers.  With many years of experience, our loan officers will guide you through the process of obtaining financing for your business.


Who Is Eligible For A SBA Loan?

In general, your business can apply for a SBA loan if it is:


  • Independently Owned and Operated
  • For Profit
  • Meets SBA Size Requirements

While eligibility may vary for different industries, SBA loans can assist nearly all businesses.  People’s Bank offers competitive interest rates, lower equity requirements, and flexible terms and conditions.  SBA loans are generally sought after for the following purpose:


  • Working Capital
  • Modernize Facilities
  • Purchase Equipment
  • Business Purchase
  • Real Estate Acquisition
  • Loans for Start-up Businesses

Contact Us About A Business Loan


Visit for more information about the Small Business Administration.


People’s Bank also offers other government guaranteed loans such as:

  • OEDD (Oregon Economic Development Department)
  • USDA  (United States Department of Agriculture)