NEW SERVICES!
Fee Waiver on ATM Usage Anywhere
In those instances when you don’t have time to get to the bank
and you’re in a pinch for cash, we’ll waive foreign ATM fees up
to four times or $12 per statement cycle. Foreign ATM fees will
be credited back to your account the next business day.
Deposit
Sharing Program
People’s Bank is part of a “deposit sharing” network, in which
customers may deposit funds at participating financial
institutions anywhere in the United States. Funds deposited at
participating institutions will be posted to the customers
account the next business day. For a list of participating
institutions, visit
www.accelexchange.com/atmLocator.aspx.
Download
Bank Transactions to Quicken/QuickBooks
You may download online banking transactions into your personal
or business Quicken or QuickBooks programs. The program allows
you to electronically and automatically reconcile accounts you
have with People’s Bank of Commerce.
To Download Your People’s Bank Transactions to
Quicken/QuickBooks:
- Open your Quicken/QuickBooks
program
- Logon to your People’s Bank
online banking account
- Select the account you’d
like to download
- Go to the “Transactions”
button at the top of the screen
- Select “Transactions
Export” from the dropdown menu
- Set cycle and date
parameters
- Select which version of
Quicken/QuickBooks you need (2004 or newer version use .QIF/.IIF;
2003 or older version use .QFX/.QBO)
- Hit the “Export”
button at the bottom of the screen and follow the prompts
If you have problems exporting
your data, please contact the bank at 776-5350 in Medford or
482-3886 in Ashland.
ATM Card
Our ATM Card is there when you need it to complete a variety of transactions without having to come directly to People's Bank. You can withdraw or transfer funds from any ATM that displays the Star or Cirrus system logos.
Check Card
The People's Bank Check Card is faster, more economical, more convenient and just plain easier than using your conventional checkbook. Our
People's Bank Check Card allows you to withdraw, or transfer funds from any ATM, but you also can use your Check Card anywhere MasterCard is accepted. The charge will then appear on your monthly checking account statement and will include the date, location and amount of every transaction you've made.
Online Banking
Online banking allows you "live" access to your account 24 hours a day. You can review account detail, transfer funds between select People's
Bank accounts and order checks all from the comfort of your home or office.
Bank By Mail
With People's Bank FREE Bank By Mail kits, you can send deposits, make loan payments or order personal checks in our convenient self addressed envelopes with no postage required!
Direct Deposit
Direct Deposit is a safe and convenient way to have your payroll, Social Security or retirement check automatically deposited to your People's Bank checking, money market, or savings account.
Safe Deposit Box
Protect your valuables and important papers with a Safe Deposit Box. Safe Deposit Boxes are available in a variety of sizes to include 3x5, 3x10, 5x10 and 10x10. If you mention to us that you saw this information on our Website, you will receive a 50% discount for the first year.
Night Depository
Our Night Depository is available to you 24 hours a day 7 days a week. The Night Depository is easily accessible and convenient. Simply put your deposit in an envelope and the deposit will be processed on the next business day.
Wire Transfers
Wire transfers provide a fast and secure way to send and receive money. There is a nominal fee and in most instances the money is received the same day.
Travelers Cheques
Travelers Cheques are a safe way to carry cash while you are on vacation or a business trip. People's Bank offers American Express Travelers' Cheques in $20, $50 and $100 denominations. We offer our
People's Choice and Founders customers Travelers Checks with no fee, with the exception of Cheques for Two.
Overdraft Protection
Want to avoid those costly overdraft charges? People's Bank offers two ways to accomplish this. The first way uses your own money and transfers automatically from one account to another. The second way is to establish an Overdraft Protection Line of Credit. Call our consumer loan department for more information on qualifying for this product.
Merchant Services
For our business customers, we offer a merchant service that enables you to accept Visa and MasterCard transactions from your customers for your convenience. Our rates are competitive, and the 24-hour help desk is always available.
