Privacy Policy
PRIVACY POLICY
Information We Collect
We collect, retain and use information about you only where we reasonably believe that it will help administer our products, services, and other opportunities to you. We collect information from the following sources:
Information you provide to us on applications and on loan and account forms, such as your name, address, social security number, credit history and other financial information.
Information about your transactions and account experience with us, such as your account activity and balance, payment history, and credit or debit card purchase information.
Information from credit reporting agencies, such as information relating to your creditworthiness or credit history.
Information from outside sources regarding their employment, credit or other relationship with you or verifying representations made by you, such as employment history, loan or credit card balances or your property insurance coverage.
Uses of Shared Information
We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law. In order to provide financial services to you, we share certain information about you with third party service providers only to the extent necessary to service your account and as allowed by law. We do not sell personal information to a third party for the purpose of solicitation or any other use.
Accuracy of Information
Every effort is made to ensure our records of your information are complete and correct. We have procedures for timely correction of inaccurate information after we become aware of the inaccuracy. If you believe that our records are inaccurate, please notify us by calling the number listed on our account statement.
Notify Us of Inaccurate Information We Report To Consumer Reporting Agencies
Please notify us if we report any inaccurate information about your account(s) to a consumer reporting agency. Your written notice describing the specific inaccuracy(ies) should be sent to us at the following address: People's Bank of Commerce 750 Biddle Rd. Medford, OR 97504.
Safeguarding Customer Information
People’s Bank limits access to your personal information to only those employees with a business reason for accessing such information. We believe in educating our employees about the importance of confidentiality and customer privacy. We take appropriate disciplinary measures to enforce employee privacy responsibilities. We take the security of information very seriously and have established security standards and procedures to prevent unauthorized access to customer information. People’s Bank maintains physical, electronic and procedural safeguards that comply with federal standards to guard personal information.
Keeping Current with Our Privacy Policy
People’s Bank will provide notice of our privacy policy annually, as long as you maintain an ongoing relationship with us. This policy may change from time to time, but you can always review our current policy at www.peoplesbankofcommerce.com, or contact us for a copy at 866.454.4735.
