Personal Checking
FREEDOM CHECKING
You’ll get your first order of "standard" checks FREE with a minimum opening balance of $100. This account includes FREE Online Banking and Basic Bill Pay* as well as no minimum balance requirements or monthly service fee.
PEOPLE’S CHOICE CHECKING
FREE checking for those 50 years of age or over, or for customers who have an active business account with People’s Bank. No minimum balance requirements and FREE “standard” bank checks. Enjoy FREE Online Banking and Basic Bill Pay*.
REGULAR CHECKING
We will waive your $5 monthly service fee if you maintain the minimum average daily balance of $250. FREE Online Banking and Bill Pay Plus** features will add to your banking convenience.
CHECKING PLUS
Earn interest on all deposited funds with a Checking Plus account. A $10 monthly service fee is waived if the required minimum average daily balance of $1,000 is maintained. Includes FREE Online Banking and Basic Bill Pay* for even more convenient banking.
ELITE CHECKING
Designed for our customers with high average available balances and moderate activity. $25 monthly service fee is waived if the combined average monthly balance of $30,000 is maintained. View the benefits with this premium account on our Comparison Chart, which includes FREE ATM usage domestically† and Bill Pay Plus**.
MONEY MARKET
Enjoy the benefit of earning interest with premium rates while having the convenience of check writing. A tiered rate structure allows higher account balances to earn higher interest. The $10 monthly service charge is waived by maintaining the $1,000 minimum average daily balance. Withdrawal limitations apply***
* Basic Bill Pay is free when you complete one or more bill payments each statement cycle, otherwise, a $5 fee applies.
** Bill Pay Plus is free when you complete one or more bill payments each statement cycle, otherwise, a $5 fee applies.
*** Federal regulations limit Savings and Money Market withdrawals to six pre-authorized withdrawals per month. Pre-authorized withdrawals include but are not limited to: ACH debit, telephone transfers, online banking transfers, overdraft protection and checks.
† People's Bank of Commerce foreign ATM fees waived domestically; owner surcharges may apply
