New Accounts, Loans, or Service Applications


View Rates


Business Services

MERCHANT SERVICES

(monthly fees apply)

Expand your customer payment options.  Adding the convenience of taking Visa, MasterCard, Discover and American Express cards makes sense in today’s electronic age.  People’s Bank looks forward to providing you with a FREE custom cost analysis to evaluate the benefits merchant services can bring to your business.  If you have a current provider, we invite you to come talk to us so we can show you just how competitive People’s Bank fees really are.

 

BUSINESS ONLINE BANKING

View all of your account balances and activity online for FREE. Transfer funds from one account to another or make a loan payment.  Images of deposits and checks can be viewed and printed.  Statements from prior 12 months may be viewed and printed online.

 

BUSINESS BILL PAY

Save time and money by paying your bills online. Schedule recurring payments, check payment history, set reminders to pay bills, process low volume payroll and more!  Try it out for two months FREE, then $5.95 per month thereafter.  Enjoy the added feature of paying your tax payments online through Business Bill Pay.  Eliminate the post office from your checklist as you send tax payments online from your computer.

 

eSTATEMENTS

GO GREEN with eStatements.  Cut down on filing and storing statements.  Sign up for eStatements and recieve an e-mail each month when your eStatements are ready to view on People's Bank online banking. MORE INFO

 

Return to Top

PEOPLE'S ePAY

(ACH origination service; monthly fee applies)

  • Schedule next day electronic payments to vendors which are directly debited from your checking account
  • Originate collection for deposit to your account from outside sources
  • Employers can set-up payroll (high volume) to deposit directly to employee accounts

CHECK IMAGES

Check images are available online.   Additional check images are available from your branch for items as far back as 2002. If you need an image of a check other than what is available online, or would like an image CD (available monthly, quarterly or annually) contact your branch of account (fees apply).  The CDs are formatted for the following operating systems: Windows 95, Windows 98, Windows 2000NT, Windows 2000XP and Windows Vista.  Images may not be available if the recipient of the check processed the item through electronic sources.

 

DRIVE-UP BANKING

Save time and enjoy the convenience offered by drive-up banking at our Ashland and Central Point branches. (locations and hours) 

 Return to Top

SWEEP ACCOUNTS

(monthly fee applies)

Maximize your earnings with a sweep account!  This account will pull funds from your designated account, or line of credit on an as needed basis.  This leaves your funds in your interest bearing account until they are actually needed to cover expenses, increasing your interest earnings. If your funds are coming from a line of credit, your sweep account will help to reduce finance charges.  Your People’s Bank account officer will help you set-up your sweep accounts to best fit your situation.

 

DOMESTIC & FOREIGN WIRE REQUESTS

(fees apply)

For your convenience, wire requests can be ordered online through Business Online Banking. We’ll still contact you for verification and ensure security of your account.

 

BUSINESS CREDIT CARDS

People’s Bank Credit Cards add safety and convenience to your business transactions.  Choose the Business Advantage MasterCard or Visa for a fast easy way to pay for purchases and keep track of expenses. Select the card and features that will work best for you.  DreamMiles Rewards for Business allows you to earn points toward travel and gifts when you use your People’s Bank Credit Card. 

 

COURIER DEPOSIT SERVICE

(fees apply)

Increase productivity by allowing a courier to pick up and deliver your bank deposits to People’s Bank.  Just let us know how often you’d like to have your deposits picked up and we’ll do the rest.  It’s safe, easy and will simplify your banking.

 

Return to Top

SAFE DEPOSIT BOX

Keep your documents and valuables secure with a safe deposit box.  Choose from a variety of sizes.  Annual fees are determined by box size.  Contact your account officer for more information.

 

NOTARY PUBLIC SERVICE

For your convenience, notary service is available to People’s Bank customers at no charge.  No appointment is necessary, but we do suggest you call ahead 541.776.5350.

 

NIGHT DROP DEPOSITORY

Even when you can’t get to the bank during business hours, you can still drop your deposits in our secure night drop depository.  Night drop deposits will be processed the next business day. 

 

OVERDRAFT PROTECTION

Avoid overdrafts on your checking account by setting up overdraft protection.  Just provide us authorization and instructions when to transfer funds to and from your designated accounts, we’ll do the rest.

  

OVERDRAFT PRIVILEGE SERVICE

Overdraft Privilege Service is a discretionary service that covers overdrafts up $1,000 for eligible business accounts.  So rather than automatically returning any unpaid, non-sufficient fund items or declining merchant payments, People’s Bank will consider without obligation on our part, payment of your reasonable overdrafts, as long as you maintain your account in good standing and the account has been open 30 days or more.  A non-sufficient funds (NSF) fee of $29 still applies for each overdraft, up to a daily maximum fee of $145.  Contact the bank to "opt-in" to the Overdraft Privilege Service.

 

 Return to Top

Business Services red line